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🛡️ What is Personal Accident Insurance?

 Accidents can happen anytime, anywhere 😟 — on the road, at home, or even while walking. That’s why Personal Accident Insurance is here to protect you and your loved ones from the unexpected 💥.

It provides financial support in case of injuries, disability, or even death due to an accident 🚑💔.


 

✅ What Does It Cover?

Here’s what’s usually included in a Personal Accident Insurance plan:

🧍‍♂️ Accidental Death – Lump sum benefit for the family if the insured passes away due to an accident.
💢 Permanent Total Disability – Coverage if the insured becomes permanently disabled.
🦿 Dismemberment / Loss of Limbs or Senses – Compensation for loss of sight, hearing, speech, or limbs.
💉 Accidental Medical Reimbursement – Reimbursement for medical expenses due to accidental injury.
🛌 Daily Hospital Income – Cash benefit for each day confined in the hospital due to accident.
🚨 Burial Assistance – Financial support for funeral expenses in case of accidental death.

and other riders

3K PINOY PROTEK

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A COMMITMENT TO INCLUSIVE PROTECTION

 Since 2021, Bewiser Philippines has been dedicated to developing products that address the needs of underserved and marginalized communities. Our commitment to corporate social responsibility gave rise to 3kPinoyProtek (3KPP)—a groundbreaking initiative designed to make insurance truly accessible to everyone, especially those belonging to the most vulnerable sectors of society.


The 3kPinoyProtek Program is more than just an insurance product; it is a movement toward inclusive protection. With its focus on affordability and accessibility, the program provides essential coverage at a very low cost, ensuring that even individuals with limited resources can enjoy the security and peace of mind that insurance brings.


As proof of their membership in the 3KPP community, each availer receives a 3KPP card, which signifies their coverage under both insurance and dental services and other perks such as discounts and more. Through partnerships with top insurance providers and the involvement of a dentist among our incorporators, the program extends its benefits further by offering dental care and free teleconsultation services. This means that even those in remote areas can access professional medical advice and protection when they need it most. (insurance are still issued individually)


3kPinoyProtek stands as a testament to Bewiser Philippines’ mission to give back to the community and make protection inclusive for every Filipino.

FAQs

What are the coverages of 3KPinoyProtekHow to file a claim?CONFIRM HERE IF YOU ARE COVERED

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